Federal Exchange or State-Based Exchange Use the map or the lists below to see if your state uses the Federal health insurance Marketplace/Exchange, or if it has it’s own State-Based Exchange. States Using Federal Exchange -Alabama-Alaska-Arizona-Delaware-Florida-Georgia-Hawaii-Illinois-Indiana-Iowa-Kansas-Louisiana-Michigan-Mississippi-Missouri-Montana-Nebraska-New Hampshire-North Carolina-North Dakota-Ohio-Oklahoma-South Carolina-South Dakota-Tennessee-Texas-Utah-West Virginia-Wisconsin-Wyoming States Using State-Based Exchange -California-Colorado-Connecticut-Idaho-Maine-Maryland-Massachusetts-Montana-Nevada-New Jersey-New Mexico-New York-Pennsylvania-Rhode Island-Vermont-Washington-West Virginia State Exchange, Federal Marketplace -Arkansas-Oregon-Virginia